Of Love & Order part 1: What Happened To Love?


Courtesy of completewellbeing.com

“When it’s gone, you’ll know what a gift love was. You’ll suffer like this. So go back and fight to keep it.” Ian McEwan Enduring Love

“I used to think that I could never lose anyone if I photographed them enough. In fact, my pictures show me how much I’ve lost.” Nan Goldin

Starting from the beginning
Things in my life are moving in a way that only God can orchestrate. From not knowing my purpose and passion, to having TV/Film skills. From only possessing video production skills to having design traits too.. From enjoying an ordinary relationship with God to an extraordinary one. From being single to being in a relationship!
Of course when I put it like this it sounds like everything is going smoothly, all according to plan. That is far from the case. I have had to learn patience, deep trust in God, and persistence especially through and in prayer in the process. The fact that I am even writing this right now is a testament to His goodness! With gloves off, hands rubbed, we are ready to get into highly likely the most exciting journey yet.

What it is about
What is love? No I am not talking about Haddaway’s song! I am sincerely bringing to mind the reality of the most impactful force ever to hit humankind. There seems to be a widespread knowledge or more accurately information, on the subject with it affecting each of us in a completely different way. If you ask one person what they believe love to be, you will get a completely different answer to what the next person will say. The question that eats me every time is if two people (man and woman) were always meant to be, how is it that there are cases where break up happens after 4 or more years? It truly is baffling to me. As I brushed up on my dating knowledge through so many various means including books, TV (talk) shows/series, movies, internet articles, music, conversations/discussions, seminars/conferences and CD’s,  I began to see a pattern between the thriving relationships and the ones that appear to be doomed for failure before they even start. No I am not claiming to be some expert or anything, there is still much for me to learn in spite of all I have already learned, I am merely putting forward my observations in the hopes that someone will have a good or better understanding of love. The point is to let the reader combine their knowledge, insight, wisdom and understanding with what they glean from here.
In case you are wondering Why “Of Love And Order?” It is simply based on this profound principle: Worthwhile relationships take work. Before diving into what I believe that entails, we will observe what I am of the opinion is the world’s standard for love.

Types of relationships
The info about to be displayed is an excerpt taken from a book by the world-renowned dating coach Nick Savoy, founder and CEO of Love Systems. In his journey to find love (married now), he came to discover 6 different kinds of relationships:

  • Traditional: One boy, one girl, no one dates anyone else.
  • Traditional Plus: Like traditional, but sometimes you involve other people in your sex life (not your emotional life). Usually this is when both you and her enjoy threesomes with other women.
  • Open: Your primary emotional commitment is to each other, but you are both free to date other people. Open relationships vary in intensity: some are much like Traditional Plus relationships while others are far more casual.
  • Multiple: You have a strong commitment to each other, but nothing theoretically limits what you can do with others.
  • Dating/Undefined: The rules of what you’re doing and where you’re going are unclear, but there is no explicit commitment. Often early in your relationship and usually the case before you sleep together.
  • Friends with Benefits: No significant emotional commitment. Relationship is primarily sexual.

You would be surprised to note that there is in fact a TV series called Friends With Benefits! Jaw-dropping I know. One can be rest assured that most people’s view of love would have been influenced by one or more of the above. What this therefore implies is that the relationship gets shaky right from the get go because it is established on an unstable foundation.

Aiming for the target
What this series hopes to zero in on is “popularizing” the notion of fighting for your relationship, first of all by learning more about why such a pure and precious thing has been tarnished not only by the world but by and with Christians as well, and coming back to what matters most, the only One qualified to define and execute exactly what love is. We have found that much of the reason for relationships going bad is because there is not much preparation made before entering into it and there are few, if any, boundaries put in place as well. This served as the introduction to the series, which could  have the subheading What happened to love? if you will. Links to stories that are moving, depressing and eye-opening, as well as stories from my own life will be covered in subsequent posts. The most important thing to realize is that outside God, there is little to none satisfaction and fulfillment in this life. No need to take my word for it, just ask Solomon (Book of Ecclesiastes)! Even he, in the fulness of the wisdom pouring forth from the wisest man who ever lived had this to say:

Ecclesiastes 12:13-14

Let us hear the conclusion of the whole matter:

Fear God and keep His commandments,
For this is man’s all.
For God will bring every work into judgment,
Including every secret thing,
Whether good or evil.

Saving: A Lesson In Frugality

I have learned to seek my happiness by limiting my desires, rather than in attempting to satisfy them.” John Stuart Mill

He who does not economize will have to agonize.” 

Without frugality none can be rich, and with it very few would be poor.” 
Samuel Johnson

Proverbs 13:7

One man considers himself rich, yet has nothing [to keep permanently]: another man considers himself poor, yet has great [and indestructible] riches.

Ever since that day 7 years ago (it is 2014 at the time of this writing) when I read Robert Kiyosaki’s book, “Rich Dad, Poor Dad 3: What The Rich Invest In That The Poor And Middle Class Do Not,” that I started to think incessantly and considerably about the concept of saving. I looked at so many articles on About.com on the matter and watched plenty of Youtube videos as well. I tried to learn as much as I could. 

I found out how saving coincided with investing. That was an interesting and irritating discovery. Interesting because both have to do with the discipline of waiting in order to grow, and suppressing the desire to consume the money in any way. Irritating because it meant understanding as much as possible about investing (which feels like studying for a one-and-a-half to two-year college degree), and finding out which avenue I am most intrigued with and most likely to be skilled at.That would mean learning through trial and error and finding the balance  between the amount to be saved, the amount to be invested and thus leaving me with the amount to be spent. All this obviously cannot take place without the most crucial part: budgeting

My 5 stage process

The discipline required to follow through with this is very heavy. It is definitely not for the faint-hearted. For one to claim they can, or at the least, have the means and/or ability to apply them, must surely be put to the test. It is something I am doing my best to apply as well and I admit that sacrifices have been made in the process but are necessary for further financial development so as to reduce the amount of sacrifices in the future. 

Stage 1: Tithe

My ultimate tithing goal is to get from 10% of my income to 90% of my income. Essentially the first thing I do is to set aside 10% and tithe that only as often as I receive the pay check. In other words if you receive it weekly then you tithe weekly. If you receive it monthly then you do it monthly too. I currently do a single tithe (10%). I want to get to a point where I give double tithe, then triple, four-fold, 50% all the way up to 90%.. Giving that much to me is the greatest evidence of financial success. Yes there are a lot of people talking about financial freedom which is awesome, and if that is to be obtained, then I believe in addition to doing homework as to how and deciding how badly you want it and how hard you’re willing to work for it, you go at it with all your heart and give just as you have received.

Stage 2: Budgeting

NB: A budget is telling your money what to do instead of wondering where it went.

The main rule for this is Every dollar/rand (your currency) has a name. What does that mean?  I love the session on Wealth, Wisdom and the World that Dave Ramsey gave. He basically talked about how important it is to literally name the assignment every penny has. Spendthrifts have a good attitude in this department. They are constantly thinking about what assignment their next wage, salary, pocket money and allowance is going to get. The only problem is their application of it. They plan this mentally but not practically. In other words, it is not written down. I know motivational speakers on goal-setting talk about how the writing down is half the goal being fulfilled. I have sections (in my budget) for why the money is being used in that area not just where.

Stage 3: Saving

After finding out where and why the money goes to where it goes, I decide how much of the remainder will be saved. This is where the sacrifice comes to play. It is in the making absolute certain that there is always something to be saved. That would mean telling someone that you do not have cash (to spare) for them at that point in time. You would be reducing the number of people and times you say that the bigger your savings gets. Another sacrifice is shortening the Personal category in the budget list. Eating out, going to arcades/theme parks, spas, concerts and so on may need to be done fewer times in the month, just to start off. As time goes by you will find that you will be able to do all those things more often and still save money. How awesome is that!

I tax myself the amount that should be saved from every purchase. I begin with 5% then as my budget for anything and/or everything increases, so does my tax for saving. It helps a lot.

Why Save?

A few reasons:

  1. It’s for a rainy day. Emergencies (which you should have a separate account for); helping family members or friends out of a real pinch; unexpected pregnancy. I don’t even know how that makes sense. A job lay off.
  2. Spending with cash. I hate credit cards unless I have absolutely no other choice. There is nothing like “buy now and pay later” unless you have a plan for reconciling the debt you incur on that purchase. It is so much work finding out how you’re going to get out of debt knowing that you will get into it, when it can be avoided altogether.
  3. For a long term investment so that you can retire with dignity and you can send your kids to college.

Stage 4: Investing

After setting aside the amount to be saved for the month, I find out how much from the savings is to be invested. If I see that I can save $500 then I decide that $250 is to be invested then that is what I go for. Of course there may be months where the investing plans work out in such a way that you will have to take all the savings (from the budget you form not the savings account) and invest that. When faced with such a decision I then plan how much of the R.O.I (returns on investment) will be saved. Basically the roles are reversed. The best thing with this strategy is that you have money growing for you while you earn some too.

Stage 5: Spending

This is where stage 2 comes in handy. Everything in the budget takes priority. That may sound like a common sense statement but the term, “Spendthrifts,” would not exist if it was. Tick off everything that you have chosen to spend cash on and then the remainder is essentially Pocket Money. You can either have a separate account just for pocket money or you have two parts for your savings account: General and Pocket Money. However you do it, make sure you know that it is your pocket money at the end of the day and not confuse it with anything else. The fun part comes when you get to include the items in the Personal part of the budget. It is a whole different feeling when you spend money on something you like after having planned on paper/screen for it. 


I don’t know why but I love being frugal, even the idea of being frugal is exciting. Some people would be like, “What? What does that even mean?” I believe it is the lesson in these passages:

Better is he who is lightly esteemed but works for his own support than he who assumes honour for himself and lacks bread. Proverbs 12:9

It is all about taking it one step at a time:

Wealth [not earned but] won in haste or unjustly or from the production of things for vain or detrimental use [such riches] will dwindle away, but he who gathers little by little will increase [his riches]. Proverbs 13:11

Work as hard as you can, as much as you can:

He who tills his land shall be satisfied with bread, but he who follows worthless pursuits is lacking in sense and is without understanding. Proverbs 12:11

Plan your recovery from disaster i.e debt

The rich rule over the poor, and the borrower is servant to the lender Proverbs 22:7

Save what you can, then save more than you can:

There are precious treasures and oil in the dwelling of the wise, but a self-confident and foolish man swallows it up and wastes it Proverbs 21:20

Remember to budget well and include a reconciliation plan in case you spend more than you budgeted for:

A man’s mind plans his way, but the Lord directs his steps and makes them sure. Proverbs 16:9

Know your investments and be skilled in your vehicle of choice ([a]stocks, which includes bonds, mutual funds, ETF’s [exchange trade fund], shares etc, [b] real estate which includes, houses, apartments, flats etc, [c], businesses which includes clothing stores, shopping centres, food courts, jewellery stores, hardware stores, computer stores etc, [d] commodities like crops and other items):

Cast your bread upon the waters, for you will find it after many days. Give a portion to seven, or even to eight, for you know not what disaster may happen on earth. If the clouds are full of rain, they empty themselves on the earth, and if a tree falls to the south or to the north, in the place where the tree falls, there it will lie. He who observes the wind will not sow, and he who regards the clouds will not reap. As you do not know the way the spirit comes to the bones in the womb of a woman with child, so you do not know the work of God who makes everything. Ecclesiastes 11:1-6.

Self Esteem part 1: Levels Of Intelligence


The problem with I.Q
A very long time ago, I believe it ranges around 9 or so years ago, I convinced myself that I was not smart. Everyone went crazy about each person’s I.Q. When I took the test I did not understand the result. A friend explained that it was the kind of score that proved that one had an average level of intelligence. This meant I was not smart but also not dumb. The challenge with this thought was that I believed that it was how every aspect of my entire life was. I measured it against everything I did. It was until out of boredom I saw Dr. Phil each day for about a week. Interesting enough when I saw a particular episode, if I can call it that, that I felt very comforted.

It featured a man who had challenges relating with his one year old child. You see, he would ask him to remain in his cot otherwise he would hurt himself badly. The boy never listened. After a few attempts, he decided on a different approach. He explained the scientific consequences, the danger of the laws of physics and the threat to his psychological development as a result of his seemingly intentional disobedience! It got me wondering how such a smart person was unable to relate well with a small child. On the show they discussed his background. He was an average scoring student who was mocked by his above average classmates. This was a constant, nonstop everyday thing. Might as well be a tradition. One day he determined in his heart that he would succeed them at an exponential rate.  This is exactly what he achieved.
They listed a few different kinds of intelligences: Emotional intelligence, Quantitive intelligence and Qualitative intelligence. That confirmed something I was speculating regarding the reason why someone with such a high I.Q could not relate to his child.

This also reminded me of the scene in The Social Network where the main character eats out with his friend and he openly mocks her for not tackling her situation from a logical and mathematical point of view! All this made me feel better and after researching the types of intelligences, I found out that Howard Gardner had come up with different kinds of intelligences after noticing that people are a lot more complex than we think, and may be too much so to confine them to one kind of intelligence.

Why the craze about I.Q?
As I nearly finished the 12th grade I found out that there was a connection between I.Q tests or measurements and school. No one ever talked about them any other time or anywhere else. It was almost as if you could tell the kind of life a person was going to live based on their I.Q. Taking some long deep thoughts about this, it simply did not make sense. Why and how could one govern their life based on how smart they are? When I found out that those with enormously high I.Q’s had relatively to very low Interpersonal skills, I remembered my friends at school. Now being someone who was very good friends with people who had a decent balance between Logic Mathematical and Interpersonal Intelligence, I was smart enough to know that generalizing my discovery would be imbecilic, however, it would also not leave me too far off. In both instances I would be correct. In other words it may be safe to say that most people who have high cognitive skills have a reasonably low social skills and a small percentage have a high rate of cognitive and social skills. Bear in mind this discovery was a long time ago and it may have changed today.

What I.Q really does
I have learned that the main thing, if not the only thing, that I.Q does is  measure your general ability to solve problems and understand concepts. Now being a slow learner, listening to a fast-talking lecturer was hard. My favourite part was dictation. Going back and rereading what I wrote down was helpful. I do believe that subvocalizing (reading “allowed” in your mind) caused me to try and understand what I was reading as I was reading it. Your I.Q includes measuring reasoning ability, problem-solving ability, ability to perceive relationships between things and ability to store and retrieve information. That last one what I had the biggest problem with. My subvocalizing did more damage than good so that I was basically left more confused about a subject after reading it. The few ways your I.Q is measured is by:

  • spatial ability: the ability to visualize manipulation of shapes
  • mathematical ability: the ability to solve problems and use logic
  • language ability: This could include the ability to complete sentences or recognize words when letters have been rearranged or removed.
  • memory ability: the ability to recall things presented either visually or aurally

My strongest point out of all these is the language ability. The limiting thing with I.Q tests is that they measure your ability to understand ideas and not the quantity of your knowledge, thus  learning new information does not automatically increase your I.Q. Your score is therefore stable throughout your adult years. You can maintain it by solving puzzles and learning new skills but to increase your intelligence as a whole, you need to do more than just that. Let us take a look at what that might be.

The Types Of Intelligences

1. Naturalist Intelligence (“Nature Smart”). This is basically the human ability to discriminate among living things (plants, animals) as well as sensitivity to other features of the natural world (clouds, rock configurations). In essence conservationists, botanists, florists and I think zoologists fall under this.

Courtesy of studio3music.com

2. Musical Intelligence (“Musical Smart”). This is the capacity to discern pitch, rhythm, timbre, and tone.  This intelligence enables us to recognize, create, reproduce, and reflect on music, as demonstrated by composers, conductors, musicians, vocalist, and sensitive listeners.

I loved it when I learned about this because it meant that I did not have to worry about not being above average in every area of my life. I used to be a recording artist, but that was just for fun. Understanding the beat and the effect it had on the emotions played a big part in the way I wrote songs. My friend who is an audio engineer pays very close attention to the pace, tone, pitch, rhythm, flow and other components of any piece of music he listens to. He does this by nature and I believe anyone else with the level of musical knowledge he has or intelligence in general may do the same.

3. Logical-Mathematical Intelligence (Number/Reasoning Smart). This is the ability to calculate, quantify, consider propositions and hypotheses, and carry out complete mathematical operations.  It enables us to perceive relationships and connections and to use abstract, symbolic thought; sequential reasoning skills; and inductive and deductive thinking patterns.

I have friends who are straight-A-students (well who doesn’t?) telling me that they have reasoning and problem solving skills but no math skills. That raised a huge eyebrow for me. I thought about that for a few days and I came to the conclusion that the more they claimed that the less true it was. Why? They would simply cease to fall under, “straight-A-student,” if that were the case. They not be exceptional at math but they have to be good enough to not only at least score an “A” but also formulate possibilities and consider variables, in certain situations, from a mathematical perspective. In other words think in a calculable manner.

4. Existential Intelligence. 
Sensitivity and capacity to tackle deep questions about human existence, such as the meaning of life, why do we die, and how did we get here. I am not going to lie, I do not think I have met such a person in real life. I have attempted to answer the question of the meaning of life but not the point of reaching a confident conclusion, neither did I know such a type of intelligence existed.

Couresty of blog.lib.umn.edu

5. Interpersonal Intelligence (People Smart”). This is the ability to understand and interact effectively with others.  It involves effective verbal and nonverbal communication, the ability to note distinctions among others, sensitivity to the moods and temperaments of others, and the ability to entertain multiple perspectives.  Teachers, social workers, actors, and politicians all exhibit interpersonal intelligence.

This intelligence is the one I first learned about. The only thing was that I could not appropriately name it. Social jobs can be quite hard to get but are very fulfilling for those who have this kind of intelligence. In primary school I recommended becoming a talk show host or doing their own show and often referenced Tyra Banks and Oprah Winfrey.

6. Bodily-Kinesthetic Intelligence (“Body Smart”). This is the capacity to manipulate objects and use a variety of physical skills.  This intelligence also involves a sense of timing and the perfection of skills through mind–body union.  Athletes, dancers, surgeons, and craftspeople exhibit well-developed bodily kinesthetic intelligence.
I am a runner and I thoroughly enjoy that. I have a fair amount of knowledge concerning that but not to the point where I can coach someone on a big scale. I know a lot, but I still have even more to learn.

7. Linguistic Intelligence (Word Smart). This is the ability to think in words and to use language to express and appreciate complex meanings.  Linguistic intelligence allows us to understand the order and meaning of words and to apply meta-linguistic skills to reflect on our use of language.  Linguistic intelligence is the most widely shared human competence and is evident in poets, novelists, journalists, and effective public speakers.  Young adults with this kind of intelligence enjoy writing, reading, telling stories or doing crossword puzzles.

As I mentioned earlier that the language ability was my strongest in the four ways that I.Q is measured. Anyone who keeps a diary or journal extensively, along with everyone on WordPress, Tumblr, Blogger Technorati, and other blogging platforms fall  under this, especially if they express themselves best in writing, which includes poems, stories and even letters and cards. I have often been told that I am good with words. Maybe because I say the right things at the right times. Who knows?

8. Intra-personal Intelligence (Self Smart”). This is the capacity to understand oneself and one’s thoughts and feelings, and to use such knowledge in planning and directing one’s life.  Intra-personal intelligence involves not only an appreciation of the self, but also of the human condition.  It is evident in psychologist, spiritual leaders, and philosophers.  These young adults may be shy.  They are very aware of their own feelings and are self-motivated.

This is the second one I learned about, obviously because it  goes in direct contrast to interpersonal intelligence. To some degree for a long time I thought that I had this kind of intelligence, but I realized that there is so much about the human condition I do not know, although I have begun to understand a lot about the frailty of humans, which focuses on how predictable a person’s behaviour is based on the info you have provided and how easy it is to be misunderstood. Other factors include making the wrong choices, in the wrong places, at the wrong times with the wrong people. I have also learned about the counter-intuitive aspect of life which suggests that in most cases, not all, you are to do the opposite of what the seemingly common-sense thing to do is in order to achieve the positive result. I may write about these in future posts.

Courtesy of images.sussexpublishers.netdna-cdn.com

9. Spatial Intelligence (“Picture Smart”). This is the ability to think in three dimensions.  Core capacities include mental imagery, spatial reasoning, image manipulation, graphic and artistic skills, and an active imagination.  Sailors, pilots, sculptors, painters, and architects all exhibit spatial intelligence.  Young adults with this kind of intelligence may be fascinated with mazes or jigsaw puzzles, or spend free time drawing or daydreaming.

Of course visual learners to a certain extent have this. There may not always be a direct correlation between spatial intelligence and visual learning. I have a friend who has linguistic intelligence and can draw. It is actually how she processes information, she needs to draw it out. Get it? In contrast I have another friend who also has linguistic intelligence but cannot draw. Both are novelists and one is an infrequent blogger.


The Other Kinds Of Intelligences

1. Emotional Intelligence. This  is the ability to identify, assess, and control the emotions of oneself, of others, and of groups. It actually comes in four parts:

a) Perceiving Emotions: The first step in understanding emotions is to accurately perceive them. In many cases, this might involve understanding nonverbal signals such as body language and facial expressions.
Many people do not know that I focus more on body language than anything else. It is almost always easy for me to see how a person feels.

b) Reasoning With Emotions: The next step involves using emotions to promote thinking and cognitive activity. Emotions help prioritize what we pay attention and react to; we respond emotionally to things that garner our attention.

c) Understanding Emotions: The emotions that we perceive can carry a wide variety of meanings. If someone is expressing angry emotions, the observer must interpret the cause of their anger and what it might mean. For example, if your boss is acting angry, it might mean that he is dissatisfied with your work; or it could be because he got a speeding ticket on his way to work that morning or that he’s been fighting with his wife.

Anger can be very difficult to deal with because it is so easy to misinterpret. I do know that anger does not get aroused by the immediate situation. A similar experience in one way or another, a long time before, would trigger the emotion at the present moment. In other words anger lays dormant until someone or something unleashes it. The person has to deal either with the past or come up with countermeasures for the person or situation that springs it up, in order to gain self-control in this area. More so if they are short-tempered.

d) Managing Emotions: The ability to manage emotions effectively is a key part of emotional intelligence. Regulating emotions, responding appropriately and responding to the emotions of others are all important aspect of emotional management.

Courtesy of 3.bp.blogspot.com

2) Creative Intelligence. This is the vital dimension for the capacity of knowing and learning. The creative is unconventional, anarchic, flexible and open. It is fostered through understanding how the creative process works in human beings and how to apply it. Human creativity is activated through processes of intention and attention. When we are aware of these processes, we can learn how to direct them into creative flow ( a state in which you are so involved in an activity that nothing else seems to matter, like being in the zone).

At its core, creativity is all about knowing what is meaningful to people. Successful mining of meaningful knowledge reveals important patterns and shows you possible paths to the new. It is all about connecting the dots, for example, connect ‘looking for friends’, ‘sharing’ and ‘social media’ and you get Facebook, and connect ‘cheap’, ‘shoes’ and ‘social media’, you get Zappos.
The other thing is frame. A frame basically means, how you interpret the world and make sense of it. We construct a frame for a given scenario by applying meaning and understanding to what we see. This is a powerful tool for innovation, because understanding how we frame things also enables us to re-frame that narrative, or to change how we see and interpret something. This ability lies at the very core of creativity.

Symtoms of creativity. 
When individuals do not understand why they have certain difficulties in their lives; and even those who are aware of their creativity often experience it, alternately, as a gift and a burden.
Having luminous insights, a prolific flow of ideas and the ability to make meaningful connections.
The experience of feeling overwhelmed by numerous ideas and projects, the sensory trials and emotional pains that accompany acute sensitivity, and the sense of feeling ‘different,’ than most others.

How to identify your creative intelligence
a) You would recognize the relationship with your own creative process as the No 1 relationship in your life, the one that defines all the others.

b) You would allow yourself to observe and express the truth of your unique character and experience
c) You would be awake to life through seven senses (sight, hearing, taste, touch, smell, overall perception and intuition).

d) You would know how to summon stillness, awareness and presence and do so regularly.

e) You would see that you are not separate from the rest of creative life, that the same process that creates one thing creates all things.

f) You would allow challenging relationships and events in your life to teach you what you need to know.

g) You would understand that creative intelligence is not acquired so much as accessed. It is alway there for us though we are not always there for it.

h) You would feel confident of your ability to create because you would know how to tune into your creative potential.

How to increase creative intelligence

A good first step is to stop and reflect on what you are good at. Most of us aren’t aware of our own capabilities and even when we are, we don’t see how to connect the skills from one area to another. For instance, you might be great at reading body language, or organizing family trips; by framing these skills differently, you can utilize them in countless creative ways.

Another way to become more aware of your creative potential is to start keeping a portfolio. It might begin as a journal containing your ideas, notes, sketches and work. Over time, it will show the many ‘dots’ you’ve collected over time, and this will encourage you to think about connecting some of them.

3) Academic Intelligence. This is having cognitive abilities that are regarded as being highly imperative to achieve academic success. It  refers to the skills that typify our examinations of general intelligence: math reasoning and language among them. It is actually used to find out what one’s I.Q is. These people have a high level of general knowledge or tend to know more things about a subject at hand than the info provided by an average or below average person. It is closely related to Logical-Mathematical Intelligence but not completely. One can easily grasp the concept of any subject and apply it fairly quickly but not tackle all situations or challenges from a reasoning and numbering perspective.

4) Financial Intelligence. is the knowledge and skills gained from understanding finance and accounting principles in the business world. Although a fairly new term, financial intelligence has its roots in organizational development research,  mostly in the field of employee participation. There are four areas of understanding that make up financial intelligence:

Understanding the foundation. Financial intelligence requires an understanding of the basics of financial measurement including the income statement, the balance sheet, and the cash flow statement. It also requires knowing the difference between cash and profit and why a balance sheet balances.

Understanding the art. Finance and accounting are an art as well as a science. The two disciplines must try to quantify what can’t always be quantified, and so must rely on rules, estimates, and assumptions. Financial intelligence ensures people are able to identify where the artful aspects of finance have been applied to the numbers, and know how applying them differently might lead to different conclusions.

Understanding analysis. Financial intelligence includes the ability to analyze the numbers in greater depth. This includes being able to calculate profitability, leverage, liquidity and efficiency ratios and understanding the meaning of the results. Conducting ROI (Return On Investment) analysis and interpreting the results are also part of financial intelligence.

Understanding the big picture. Financial intelligence also means being able to understand a business’s financial results in context – that is, within the framework of the big picture. Factors such as the economy, the competitive environment, regulations and changing customer needs and expectations as well as new technologies all affect how the numbers are interpreted.

It is very sad that classes related to accounting and business in schools are the only ones that best prepare students for the world outside school. It needs to be put in the education system that all syllabi must have some form of financial education in it, especially high school and college students.

5) Qualitative Intelligence. This is an area of research within Artificial Intelligence (AI) that automates reasoning about continuous aspects of the physical world, such as space, time, and quantity, for the purpose of problem solving and planning. Numerical values are avoided and qualitative values are used instead (e.g., high, low, zero, rising, falling, etc.). Qualitative reasoning creates non-numerical descriptions of physical systems and their behavior. An example is observing pouring rain and the steadily rising water level of a river, which is sufficient information to take action against possible flooding without knowing the exact water level, the rate of change, or the time the river might flood.

6) Quantitative Intelligence. This is the breadth and depth of a person’s quantitative or numerical knowledge. Gq is largely acquired through the investment of other abilities primarily during formal educational experiences. Gq represents an individual’s store of acquired mathematical knowledge. It is safe to say that someone with mathematical knowledge also has quantitative intelligence.

I realize that the beauty of God’s creation can be further appreciated after understanding how everyone operates at their best, particularly when it comes to working together. To truly increase your intelligence I believe acquiring at least one or more of another kind of intelligence in addition to the one you already have will help in that regard. The most of effective way to do that is by finding out which one goes together with the one you have. Spatial intelligence can link well with Creative intelligence and so does Linguistic Intelligence since they are all in the art department. In part 2 I will talk about how understanding our learning styles plays a part in knowing we are. At the end of the day, it does make a big difference in how we value ourselves when we know each other’s intelligences. They must never be limited to only Logic-Mathematical Intelligence.

Lessons On Investing: From The Experts


1) John (Jack) Bogle- master of mutual fund investing. Introduced the first index fund . He says:

“Time is your friend; impulse is your enemy.”
“When reward is at its pinnacle, risk is near at hand.”

2) Warren Buffet- master of stocks and business investing (by buying companies through Berkshire Hathaway). He says:

“Shares are not mere pieces of paper. They represent part ownership of a business. So, when contemplating an investment, think like a prospective owner.”
“Look at market fluctuations as your friend rather than your enemy. Profit from folly rather than participate in it.”

3) David Dreman is a contrarian investor. Great example of what it means to go against status quo. He says:

“Psychology is probably the most important factor in the market – and one that is least understood.”
“If you have good stocks and you really know them, you’ll make money if you’re patient over three years or more.”

4) Philip A Fisher, most influential investor of all time. Advised chief executives and had a career that spanned 70 years. Master of stock investing. He says:

“I don’t want a lot of good investments; I want a few outstanding ones.”

“I sought out Phil Fisher after reading his “Common Stocks and Uncommon Profits”. When I met him, I was impressed by the man and his ideas.
A thorough understanding of a business, by using Phil’s techniques … enables one to make intelligent investment commitments.”
 (Warren Buffett)

5) Benjamin Graham amongst many other things was the master of value investing. He was basically an investing analyst which made him an investing
manager and financial educator. He says:

“Even the intelligent investor is likely to need considerable willpower to keep from following the crowd.”
“To achieve satisfactory investment results is easier than most people realize; to achieve superior results is harder than it looks.”

6) Bill Gross master of bond investing, was called “king of bonds.” He is the world’s leading bond fund manager. He says:

“Finding the best person or the best organization to invest your money is one of the most important financial decisions you’ll ever make.”
“Do you really like a particular stock? Put 10% or so of your portfolio on it. Make the idea count … Good [investment] ideas should not be diversified away into meaningless oblivion.”

7) Carl Ichan master of stock investing. A catchphrase by Wall Street being “The Ichan Lift” meant that stocks rose when Ichan bought them from companies he believed was run poorly.
He says:

“I make money. Nothing wrong with that. That’s what I want to do. That’s what I’m here to do. That’s what I enjoy.”
“When most investors, including the pros, all agree on something, they’re usually wrong.”

8) Jesse L Livermore, a self-made stock trader. Famous for making and losing several multimillion dollar fortunes. He says:

“The average man doesn’t wish to be told that it is a bull or a bear market. What he desires is to be told specifically which particular stock to buy or sell. He wants to get something for nothing. He does not wish to work. He doesn’t even wish to have to think.”

“When it comes to selling stocks, it is plain that nobody can sell unless somebody wants those stocks. If you operate on a large scale, you will have to bear that in mind all the time.”

9) Peter Lynch, master of stock investing. Nicknamed “chameleon” for adapting to whatever investing style worked at the time. He says:

“Investing without research is like playing stud poker and never looking at the cards.”
“If you spend more than 13 minutes analyzing economic and market forecasts, you’ve wasted 10 minutes.”

10) Bill Miller, master of value investing. He was a portfolio manager at a company whose funds grew from $750 million in 1950 to $20 billion in 2006 under
his management. He had an interestingly different view of value investing. He says:

“I often remind our analysts that 100% of the information you have about a company represents the past, and 100% of a stock’s valuation depends on the future.”

“What we try to do is take advantage of errors others make, usually because they are too short-term oriented, or they react to dramatic events, or they overestimate the impact of events, and so on.”

11) John Neff was a portfolio manager who preferred to buy on bad news after a stock had taken a substantial plunge and to take “indirect paths” to buying in to popular industries.
He was considered a professional’s professional because many fund managers entrusted their money to him with the belief that it would be in safe hands. He says:

“It’s not always easy to do what’s not popular, but that’s where you make your money.
Buy stocks that look bad to less careful investors and hang on until their real value is recognized.”

“Successful stocks don’t tell you when to sell. When you feel like bragging, it’s probably time to sell.”

12)  William J O’Niel was a top performing stock broker and inventor of the growth stock investing strategy. In short  he seeks out only those growth
stocks that have the greatest potential for swift price rises from the moment they are purchased. He says:

“Since the market tends to go in the opposite direction of what the majority of people think, I would say 95% of all these people you hear on TV shows are giving you their personal opinion. And personal opinions are almost always worthless … facts and markets are far more reliable.”

“The whole secret to winning and losing in the stock market is to lose the least amount possible when you’re not right.”

13) Julian Robertson, said to have the best hedge fund throughout the 80s and 90s. His hedge fund Tiger Management became the world’s largest fund. He was a macro trader, and often rode worldwide trends. He says:

Our mandate is to find the 200 best companies in the world and invest in them, and find the 200 worst companies in the world and go short on them. If the 200 best don’t do better than the 200 worst, you should probably be in another business.”

“Hear a [stock] story, analyze and buy aggressively if it feels right.”

14) Thomas Rowe Price Jr was called, “the father of growth investing,” who  pioneered the methodology of growth investing by focusing on well-managed companies in fertile fields whose earnings and dividends were expected to grow faster than inflation and the overall economy. He says:

“No one can see ahead three years, let alone five or ten. Competition, new inventions – all kinds of things – can change the situation in twelve months.”
“It is better to be early than too late in recognizing the passing of one era, the waning of old investment favorites and the advent of a new era affording new opportunities for the investor.”

15) James D Slater master of stock investing. He invented the term  price-earnings to earnings-growth ratio to allow people to look beyond just the price earnings ratio. He says:

Most leading brokers cannot spare the time and money to research smaller stocks. You are therefore more likely to find a bargain in this relatively under-exploited area of the stock market.”

“You get out of an investment what you put into it, so the first decision you have to make is how much time you are prepared to devote to the initial task of acquiring a basic knowledge of investment.

16) George Soros was a master at translating broad-brush economic trends into highly leveraged, killer plays in bonds and currencies. As an investor, Soros was a short-term speculator, making huge bets on the directions of financial markets. He says:
It’s not whether you’re right or wrong that’s important, but how much money you make when you’re right and how much you lose when you’re wrong.”
“Playing by the rules, one does the best he can, irrespective of the social consequences. Whereas in making the rules, people ought to be concerned with the social consequences and not with their personal interests.”
17) Michael Steinhardt was a stock trader whose focus was on emphasizing macro asset allocation type moves from which he harvested his gains.
He says:
“I do an enormous amount of trading, not necessarily just for profit, but also because it opens up other opportunities. I get a chance to smell a lot of things. Trading is a catalyst.”
“I always used fundamentals. But the fact is that often, the time frame of my investments was short-term.”
18) John Templeton a great contrarian investor who believed that the best bargains were in stocks that were completely neglected – those that other investors were not even studying. He says:
“Rejecting technical analysis as a method for investing, Templeton says, “You must be a fundamentalist to be really successful in the market.”
“If you want to have a better performance than the crowd, you must do things differently from the crowd.”
19) Ralph Wanger well known for long term shareholding. He was quoted saying, “Be a long-term holder of smaller companies with financial strength, entrepreneurial managers and understandable businesses that will benefit from a macroeconomic trend. He says:
“An attractive investment area must have favorable characteristics that should last five years or longer.”“Chances are, things have changed enough so that whatever made you a success thirty years ago doesn’t work anymore.  I think that by concentrating on smaller companies, you improve your chances of catching the next wave.”
In Conclusion
If you read each of the quotes carefully you’ll notice three core things about investing:
a) Patience is inevitable. If you don’t like waiting for great returns and outstanding profits, you should be in another business.
b) The market cannot be predicted.
c) Knowledge of your investment is more important than any investment you make.
The common thing with all the people above is vast the knowledge they had with whatever they chose to invest in. Robert Kiyosaki says that it’s the investor that’s risky not the investment because without research you’re going in blind, no matter how good the investment
looks or sounds.
The purpose of the list above is to motivate people to make an effort to invest by first opening the eyes to the world of investing.
I sure learned a great deal from all of them. The brief introduction about each of them was intentional because the point was
to allow you to get an idea of who made the quote. I know some have slightly longer ones (introduction) than others but that’s because two or
more investors would have had the same investing style, so the idea would be to differentiate the methodology, not to make one
appear more important than the other. We should learn about the different types of investments and decide which one we’ll focus on
more than the others.
Even if you’re an employee or self employed, investing will help a lot with creating a budget surplus and a monthly surplus (increase in monthly income).
Lessons from the Bible
1) Diversify
Ecclesiastes 11:2
Give a portion to seven, yes, even [divide it] to eight, for you know not what evil may come upon the earth.Invest in stocks, commodities, real estate or businesses. Don’t keep all your eggs in one basket! Your portion
is your investment capital.

2) Know your investment
Proverbs 19:2
Desire without knowledge is not good, and to be overhasty is to sin and miss the mark.
It’s actually simple, avoid investments you don’t understand.

3) Carefully watch your investments
Proverbs 27:23-24
Be diligent to know the state of your flocks, and look well to your herds;
 For riches are not forever; does a crown endure to all generations?

This is not about tracking your investments, it’s about knowing the state of your investment. We are merely stewards of what is the Lord’s anyways. The key thing to understand is cash flow. Where does the money go once you invest it?
How can you grow an investment when you don’t know where it’s going?

In the same way the world needs more filmmakers who are also Christians,  the world needs more investors who are also Christians.

Here is my personal quote: Investing, more than anything else, is a character and knowledge subject.


What about 1 Corinthians 13?

Courtesy of powpowpictures.com

A few days ago I had written about the year 2013 being the year for putting God first. I had mentioned some of  the positive attributes of the number 13. More will be introduced here. If you would like to know them I highly recommend seeing the post. I have to come realize that the world has had quite a huge influence on our perception of this number because of the way it has been represented. It actually goes to the extent of having regular days being spooky like Friday 13 which amazes me because the other days of the week seem to be normal. So why Friday? Why make a huge deal about it?

Of course the media, particularly film, has played it’s part. I can only think of the movie 13 Ghosts (Horror) right now. Other movies such as:
Assault on Precinct 13-Action-Thriller
Friday 13th The Orphan Horror
Dementia 13 Horror-Thriller
13th Child: Legend of the Jersey Devil-Horror
13 Tzameti– Suspense-Thriller
13 Going on 30- Romantic Comedy Fantasy
Thirteen– Drama
13th Warrior– Historical Fiction-Action

These are all the movies I know that have the number 13 in them. 13 going on 30 was for the sake of putting it in a list with the number 13. Most of these movies have some sort of terrifying factor to them. A lot of them have hit top box office which means numerous and countless people have seen them. That means their worldview or at least perception of things concerning the number 13 is very strong!
The thing I learned recently is that there is no 13th floor in some hotels and there is no seat 13 in some airlines. Now because of these movies the world (and superstitious ones) has associated the number 13 with:

Bad luck
Magic, including sorcery, enchantments, and incantations

From a biblical point of view here is something interesting I learned about Friday 13th:

For believer, Friday 13 (of the month of nisan) is the day where the Christ is dead on the Cross; it is also a Friday 13, day placed under the sign of Venus, that Eve, tempted by the demon, made eat an apple to Adam, what entailed their expulsion of the terrestrial Paradise. God being indeed rested the seventh day of the Creation, first Saturday (Sabbath of the Jews) was this day. The next week there had therefore a Friday 13, day of the original sin, since they was redeemed an other Friday 13, that the death of the Christ. Particularly the Jewish Passover was the 14 of the month of nisan, and the Crucifixion took place the day before the Sabbath of Passover, therefore a Friday 13.

Here are some general facts about the number 13 in the Bible:

  • The thirteen guests at the Last supper of the Christ (meaning the 12 disciples and Jesus).
  • To chapter thirteen of the Gospel of Saint John, during of its Last supper with his disciples, Jesus declares that one of then will betray him. And after the announcement of the treason of Judas, Jesus prophesies the Peter’s denial.
  • The thirteenth chapter of the Revelation is reserved to the Antichrist and to the Beast.
  • The mystery of the Seven Churches of the Revelation presents the winner of 13 rewards on the whole. ()Rev 2:1-3:22)
  • The thirteen sons of David which were born when he was to Jerusalem. (1 Ch 3,5-9)
  • A decree of Jew extermination was decided by Haman during of a convocation addressed to scribes the thirteenth day of the first month. (Est 3,12)

Here are some occurrences of 13 in the Bible:

The number 13 is used 28 times in the OT and it is never used in the NT.

Numbers 17, 22 and 120000 are used 13 times in the Bible and the number 120 is used 13 times in the OT in its cardinal form.

In the Gospel of Saint John, Jesus uses on the whole 13 comparisons or titles to designate who he is really:

I am the Bread (Jn 6,35 and 6,48 and 6,51)
I am the Light (Jn 8,12 and 9,5)
I am the Gate (Jn 10,7 and 10,9)
I am the Good Shepherd (Jn 10,11 and 10,14)
I am the Resurrection (Jn 11,25)
I am the Way (Jn 14,6)
I am the Truth (Jn 14,6)
I am the Life (Jn 14,6)
I am the Vine (Jn 15,5)
I am the King (Jn 18,37 and 19,21)
I am Son of God (Jn 10,36)
I am in the Father (Jn 14,10 and 14,11 and 14,20 and 17,8)
I am (Jn 8,24 and 8,28 and 8,58 and 13,19)

The word star (or star) is used 13 times in the Koran. The words sickness, tear, dragon and the term “Son of God” are used 13 times in the NT.

The words carnal and treason are used 13 times in the Bible.

In the Bible, 26 numbers (written in their cardinal form) are multiple of 13.

In the New Testament, 8 chapters possess 13 verses on the whole. And always in the New Testament, only 13 different numbers are equal or higher than 2000.

Now I will mention the most important aspect of the number 13:

Represents the eternal love illustrated by Jacob and his twelve sons, Jesus-Christ and his twelve apostles

No matter how tough things get or irresistible the wrong action or perso may seem or appear to be, remember that God will not allow us to be tempted beyond what we can bear:

1 Corinthians 10:13

No temptation has overtaken you except such as is common to man; but God is faithful, who will not allow you to be tempted beyond what you are able, but with the temptation will also make the way of escape, that you may be able to bear it

The reason to celebrate this is because of the strength we gain in Christ to overcome it, not only during temptation but in also being cotent when we have much and when we have little:

Philippians 4:13

I have strength for all things in Christ Who empowers me [I am ready for anything and equal to anything through Him Who infuses inner strength into me; I am self-sufficient in Christ’s sufficiency]

Do not let the media negatively influence your beliefs, ideals and values. The God of love (1 John 4:8) has inspired Paul to write a beautiful revelation of what love is and has instilled in the minds of those responsible for writing, editing and proofreading, printing and distribution of the Bible, to put together the verses and chapters in their necessary places in order for us to catch the heart of God, especially as it is communicated in

1 Corinthians 13

If I [can] speak in the tongues of men and [even] of angels, but have not love (that reasoning, intentional, spiritual devotion such as is inspired by God’s love for and in us), I am only a noisy gong or a clanging cymbal.

And if I have prophetic powers (the gift of interpreting the divine will and purpose), and understand all the secret truths andmysteries and possess all knowledge, and if I have [sufficient] faith so that I can remove mountains, but have not love (God’s love in me) I am nothing (a useless nobody).

Even if I dole out all that I have [to the poor in providing] food, and if I surrender my body to be burned or in order that I may glory, but have not love (God’s love in me), I gain nothing.

Love endures long and is patient and kind; love never is enviousnor boils over with jealousy, is not boastful or vainglorious, does not display itself haughtily.

It is not conceited (arrogant and inflated with pride); it is not rude (unmannerly) and does not act unbecomingly. Love (God’s love in us) does not insist on its own rights or its own way, for it is not self-seeking; it is not touchy or fretful or resentful; it takes no account of the evil done to it [it pays no attention to a suffered wrong].

It does not rejoice at injustice and unrighteousness, but rejoices when right and truth prevail.

Love bears up under anything and everything that comes, is ever ready to believe the best of every person, its hopes are fadeless under all circumstances, and it endures everything [without weakening].

Love never fails [never fades out or becomes obsolete or comes to an end]. As for prophecy (the gift of interpreting the divine will and purpose), it will be fulfilled and pass away; as for tongues, they will be destroyed and cease; as for knowledge, it will pass away [it will lose its value and be superseded by truth].

For our knowledge is fragmentary (incomplete and imperfect), and our prophecy (our teaching) is fragmentary (incomplete and imperfect).

10 But when the complete and perfect (total) comes, the incomplete and imperfect will vanish away (become antiquated, void, and superseded).

11 When I was a child, I talked like a child, I thought like a child, I reasoned like a child; now that I have become a man, I am done with childish ways and have put them aside.

12 For now we are looking in a mirror that gives only a dim (blurred) reflection [of reality as in a riddle or enigma], but then [when perfection comes] we shall see in reality and face to face! Now I know in part (imperfectly), but then I shall know and understand fully and clearly, even in the same manner as I have been fully and clearly known and understood [by God].

13 And so faith, hope, love abide [faith—conviction and belief respecting man’s relation to God and divine things; hope—joyful and confident expectation of eternal salvation; love—true affection for God and man, growing out of God’s love for and in us], these three; but the greatest of these is love.



7 Reasons To Count Your Blessings

Looking back at the year I can truly praise God for the wonderful blessings He’s given me. There definitely have been times where I felt like an underdog and that things were going great for everyone except me. Then I began to think. Aside from the key blessing of both family and upkeep, I was also blessed with:

a) Having grown spiritually and gained a new revelation of God: Revelations 3, 4 and 5.

b) Connected with great people here on WordPress and so grateful for the many followers as well. Thank you so much!

c) Gained some media skills (like screenwriting, producing, editing, filming, sound, music, wardrobe, art directing and directing), especially considering that I never thought I would ever in my life.

d) Learned about the importance of knowing what you believe and figuring out why you believe what you believe.

e) Since I am going to be working in the industry, I have learned to not only follow news (that is a huge step for me because I don’t like the negative aspects of the world portrayed in the media), but also become more aware of the different symbolisms found in both film (including animated) and music videos.

f) Made new friends in the industry many of whom are top in their field!

g) Understood the crucial and vital element of story as it relates to all humanity.

h) Keeping a checklist for my activities has helped me become even more responsible.

Moving from present to future as you present your future
Here are some reasons I believe you should be grateful for everything that has happened this year:

1) You are alive. Looking back at all that has happened, both good and bad, you have made it through another year.

2) You may feel like you’re not where you want to be, thank God you’re not where you used to be.

3) You’ve made mistakes, learned from them and now it is time to impart your wisdom to others.

4) You can and should write every good thing that has happened to you. Literally. Find out how you can make them better or keep experiencing them.

5) You can make a list of what not to do to avoid overlooking small things that matter.

6) You know who should be part of your story and who shouldn’t.

7) You have yet another chance to do something different and impact someone’s life in a way you never imagined.

5 reasons to value mistakes made

  1. Some of the greatest things you will ever know come from mistakes
  2. A lot of memorable moments emerge from making mistakes
  3. The most valuable lessons are taught from mistakes made in the past
  4. Failing to acknowledge mistakes impedes the opportunity to grow
  5. The most interesting stories we tell are a collection of our mistakes

One thing I love to say is: What good is a mistake if you don’t learn from it?
Earlier today we had a shoot we did for our movie for our school’s final project. After everything was shot and all the scenes were done, I came back with all the things I took except an adaptor. I didn’t mention it to anyone but knew that it was missing. When the person I borrowed it from asked for it, I told him I didn’t take it. He persisted in getting me to find it and so I searched everywhere but couldn’t find it, still convinced that I had not taken it. My crew members confused it with a different one and were sure, beyond shadow of doubt, that they had not seen it when I described the proper one to them. I then had to go back to our location (a 10-15min jog), wait for the owners (since we asked to shoot at their house), that lasted 30mins and successfully retrieve it. Fortunately I accomplished that.
What mistake did I make all along? Not keeping a proper and detailed inventory of all items taken and returned!
Next time you make a mistake, don’t cringe, rejoice, for an opportunity for wisdom would have presented itself.